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Kai Mercer

What Happened When I Actually Read My Insurance Policy

What Happened When I Actually Read My Insurance Policy

Taking the time to read your insurance policy can uncover surprising coverage gaps that might leave you exposed when you…

The Simple Tax Move That Helped Me Get a Bigger Refund

The Simple Tax Move That Helped Me Get a Bigger Refund

Discover how a simple tax strategy, like boosting your retirement contributions early, can lead to a surprising refund boost—proving that…

I Started Investing With $20 to See If It Was Even Worth It

I Started Investing With $20 to See If It Was Even Worth It

Curious if beginner investing with small amounts can really make a difference? I started with just $20 to find out…

The Simple Sorting System That Keeps My Accounts Organized

The Easiest Bank Automation Trick That Saves Me Every Week

Automating your savings with automatic transfers is the easiest bank trick to effortlessly grow your savings each week—no more stressing…

What I Learned After Checking All Three Credit Bureaus

I Tried Paying My Card Twice a Month — Here’s What Actually Happened

Curious if making credit payments twice a month can really give your credit score a boost? I tried this strategy…

The Debt Strategy That Works Even When You’re Overwhelmed

I Cut One Monthly Bill and Paid Down My Credit Cards Twice as Fast

Cutting just one monthly bill made a huge difference in my credit card payoff journey, turning small savings into a…

What Happened When I Rolled Over My Old 401(k) — The Truth No One Tells You

What Happened When I Rolled Over My Old 401(k) — The Truth No One Tells You

Thinking a 401k rollover would be quick and simple? I discovered firsthand that retirement planning involves more twists and hidden…

Why You’re Overpaying for Insurance — and How to Fix It

The Smartest Ways to Use a Tax Refund This Year

Maximizing your taxes means approaching your tax refund with a smart refund strategy that goes beyond splurging or quick fixes.…

The Hidden Perks of Using Credit Cards Responsibly

The Hidden Perks of Using Credit Cards Responsibly

Using credit cards responsibly not only helps you avoid debt but also unlocks exciting rewards that can boost your savings,…

The Truth About Debt Consolidation (And Who Should Try It)

The Truth About Debt Consolidation (And Who Should Try It)

Feeling overwhelmed by multiple debts? Debt consolidation could be the debt tip you need to simplify your payments and potentially…